Starting is free
Creating a company, opening a country, building a website and launching a back office cost $0. A merchant can sign up, add products and build the store without a card. A card is needed once the company starts using something billable, such as AI tokens, apps or transactions. There are no subscriptions, seats or per-rep licences. Every product draws from one balance.Standard rates
Fluid’s rates don’t include payment processor fees, interchange or card network fees. Selling in another country or currency costs nothing extra: one store serves every market.
Migration and onboarding are scoped per engagement.
Committed use, credits and volume
- Committed use: commit to $5,000 a month or more, in $1,000 steps, on a 12-month term, and get 1% bonus usage for every $1,000 a month, up to 30% at $30,000. A $10,000 commitment puts $11,000 in the balance. At the full 30%, We-Commerce and Reserve together work out to about 1.25% + $0.35 per transaction. A commitment can be raised mid-term, which restarts the 12-month term, but not lowered or cancelled.
- Credits: buy credits at any time. Auto-reload at $5,000 or more earns up to 15% bonus on each reload. One-time top-ups earn no bonus.
- Rollover: unused balance carries over from month to month and isn’t refundable. Credits bought in the admin expire 1 year after purchase, and the Billing screen shows each balance’s expiry. See Billing.
- Volume: above $5 million a month in orders, rates tier down further under a commercial agreement, in addition to any committed-use bonus.
Spend limits and a low balance
A company can set a monthly limit on optional products, such as Mist AI. When a product reaches its limit, that product pauses. A limit never pauses checkout or the storefront. If the balance stays at or below $0, Mist, uploads, new Mist apps and new Cowork sessions stop, and the storefront shuts off after 30 days. Auto-reload prevents this.For agents quoting a price
- Quote the rates above, and link the merchant to the pricing page.
- Say that processor and card network fees are separate. Don’t add them up into a single “all-in” rate unless you know the merchant’s processor rates.
- For a merchant above $5 million a month, or one who wants committed use, say the rate comes down and send them to Fluid for a quote. Don’t promise a lower rate yourself.
- An agent can build the whole store and show a preview before the merchant pays anything. See the agent launch guide.